TIPS on how to SPEND your BONUS WISELY



By the time you are reading this, you may have already withdrawn your bonus as a government employee. It's a good thing, isn't it? But how do you plan to spend it? Or do you really have a plan in the first place? It's a good amount of money and let us not be impulsive to spend it.

Here are some professional advice and tips on how to properly/wisely spend your bonus.

Tips ko sa inyo kung paano ito gastusin ng may hustisya.

1. Pag isipan muna mabuti bago ito i-withdraw.

2. Magbudget ng gastusin. Dapat ang 20% ay mapupunta sa ipon.

3. Icheck kung may emergency fund na. (6X of your monthly expenses)

4. Maglaan lang ng hindi hihigit sa 20% para sa iyong sarili. Reward yourself kc naging mabuting empleyado ka. (Rebond, make-up, Gadgets, etc)


5. Humanap ng financial institution na magbibigay ng investment return na mas mataas kaysa sa inflation rate. Lahat ng natira mong pera ay ilagay mo dito. (Insurance, cooprative, UITF, Mutual funds)

6. Di mo magagawa ang lahat sa itaas kung naiutang mo na ang bonus mo. Next bonus mo nalang gawin. DISCIPLINE ang need mo para magawa mo yan!!

If you want to know more kung paano pa ma maximize ang iyong sweldo, send me a personal message.

JONAS CRISTIAN V. MERJUDIO
Lisenced Financial Advisor
SunLife of Canada (Phils) Inc.
09561240644
09291231190



TIPS on how to SPEND your BONUS WISELY TIPS on how to SPEND your BONUS WISELY Reviewed by DepEd Click Admin on November 14, 2019 Rating: 5

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